By Michael Cohen
Guaranteed issue whole life insurance policies are being offered by Michael Cohen and Associates. This is an opportunity for an individual aged 50 to 80 to get Whole Life Insurance with no health questions asked.
With this Guaranteed Life Insurance Plan, you can have peace of mind knowing that you’ve planned ahead to ease the burden of final expenses. This whole life insurance policy provides up to $25,000 to help pay medical bills, leftover debts and funeral costs. Regardless of your health, you can not be turned down. If you are a U.S. Citizen or permanent legal resident between the ages of 50 and 80, you can choose a guaranteed cash benefit of $5,000 to $25,000. The application process is simple and easy. No medical exam is required and there are no health questions to answer. Your acceptance – regardless of your health – is guaranteed. Your spouse, if aged 50 to 80, also can get up to $25, 000 in guaranteed benefit protection. This policy provides cash value you can use in an emergency.
Gerber Life’s guarantee to accept all applicants aged 50 to 80 is made possible by a two year graded death benefit limitation. If death occurs within the first two policy years for any reason other than an accident, all premiums shall be paid to the beneficiary, plus 10% interest on earned premiums. Earned premium refers to the portion of paid premium that has been applied to the policy. For example, if an annual premium payment is made, six months into the policy year, half of the total premium is considered earned. If death is due to accidental causes, the full death benefit will be paid. After the two-year Graded Death Benefit period, if the insured dies for any reason the full face amount of the policy shall be paid to the beneficiary.
For more information or any questions related to your insurance needs, please contact Michael Cohen at 314-432-1888 or mscohen91444@aol.com.